If you own a property and currently live in this property, you may be eligible for Adult Services assistance and/or funding towards the cost of your care.

Clear

If you have over £23,250 in capital (amount correct at Jan 2018), you are unlikely to be eligible for any funding assistance from Adult Services if you need residential care, and may be expected to meet the full cost of the care yourself. However, you can still receive advice from Adult Services about which care home may best suit your current needs. If your needs can be met in your own home, you would be expected to make a contribution towards the cost of your care up to a maximum weekly amount, depending on your financial circumstances.

Even if you have more than £23,250 in capital, you can and should ask for an assessment of your needs, and help to arrange your care if you need this.

There are some types of capital that are not included as assessable capital when working out if someone is eligible for funding assistance, such as money you have received from compensation for a Personal Injury. If you are not sure how your capital will be treated, you can ask for a financial assessment once it is confirmed that you meet Adult Services eligibility criteria for care in a residential care home or care at your home.

Clear

If you do not own a property, you may be eligible for Adult Services assistance and/or funding towards the cost of your care if your weekly income is less than the amount that Adult Services will pay for the care.

Clear

If you own a property that you are not living in before you go into care, you are unlikely to get help with your fees in a care home. This is because the property will be treated as a disposable asset. However, there may be circumstances that mean this will not be the case.

If you own more than one property you are unlikely to get any help with your care fees because you will be considered to have assets that take you above the current threshold of £23,250.

Clear

Your property will be disregarded if you are only having a short stay in a care home and you may be eligible for Adult Services assistance and/or funding towards the cost of your care if your weekly income is less than the amount that Adult Services will pay for the care.

Clear

If someone else lives in the property with you and they will continue to live in the property after you have gone into a care home permanently, then the Local Authority will not take the value of the property into your financial assessment for care if they are:

• your husband, wife or partner
• a family member who is over 60 years old
• a family member who is disabled

Clear

If you live on your own before going into permanent residential care and you own the property you live in, then it is likely that you will have to pay for your own care. However you should be eligible for the 12 week property disregard. This is where a local authority disregards the value of your property from the financial assessments for the first 12 weeks after you permanently move into a care home. You will still be assessed to pay towards your care from the rest of your capital and your income.

At the end of the 12-week property disregard period, you will be assessed to pay the full cost of your care because the value of your property will be included in the financial assessment. If the property is jointly owned, they will only include the value of the share that you own.

You can also apply for the Deferred Payments Scheme to help meet the shortfall in the cost of your care from the amount you are assessed to pay from your income each week. The Deferred Payments Scheme is a loan and the amount of the shortfall will accrue as a debt each week to be repaid at a later date either when you sell the house or from your estate.

Clear

If you have over £23,250 in capital (amount correct at Jan 2018), you are unlikely to be eligible for any funding assistance from Adult Services if you need residential care, and may be expected to meet the full cost of the care yourself. However, you can still receive advice from Adult Services about which care home may best suit your current needs. If your needs can be met in your own home, you would be expected to make a contribution towards the cost of your care up to a maximum weekly amount, depending on your financial circumstances.

Even if you have more than £23,250 in capital, you can and shouold ask for an assessment of your needs, and help to arrange your care if you need this.

There are some types of capital that are not included as assessable capital when working out if someone is eligible for funding assistance, such as money you have received from compensation for a Personal Injury. If you are not sure how your capital will be treated, you can ask for a financial assessment once it is confirmed that you meet Adult Services eligibility criteria for care in a residential care home or care at your home.

Clear

If you own a property but do not currently live in it, you are unlikely to be eligible for any funding assistance from Adult Services and may be expected to meet the full cost of the care yourself. This will also be the case if you own more than one property.

However, you can and should still receive advice from Adult Services about the care and support that might be best for your current needs.

Clear

If you do not own a property, you may be eligible for Adult Services assistance and/or funding towards the cost of your care if your weekly income is less than the amount that Adult Services will pay for the care.

Clear