When you’re starting out as a paid carer it can be difficult to work out which employment option is the best idea financially. This tool give you a rough indication of likely take home pay based on three different options. Employed by the client, self-employed and Ltd Company. Obviously the decision over which model you fall under is not simply a choice based on finance, it is also governed by HMRC regulations, but if you’re starting your business plan then this could help you make some decisions.